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949-734-5800
LTV Defined The loan-to-value ratio is the comparison of the mortgage balance to the market value of the home. It is calculated by dividing your loan amount by the value of the property you currently own or the one you want to buy. For example, you want t
Sep 22, 2022 | Purchasing a Home
It's no secret that mortgage interest rates have risen this year. Rates have risen almost four percentage points in less than a year. That kind of rate increase can be stressful for home buyers? But what about home sellers? How do increasing rates affect
Sep 20, 2022 | Interest Rates
If you have a VA loan as a military homeowner, you know that these loans offer some of the best rates and terms on the market. With no down payment requirements, and low credit score qualifications, VA loans provide veterans, active-duty military and thei
Sep 15, 2022 | VA Loans
In today’s housing market with sparse inventory, many people are opting for new builds or even to build their own custom homes. If you’re interested in building on a piece of property but unsure how to afford the cost until you sell your current home, a
Sep 13, 2022 | Purchasing a Home
A home appraisal is an essential part of buying a home and getting mortgage financing. An appraisal determines the current market value of the property and helps lenders determine if the amount of money they are lending you for the sale is appropriate. If
Sep 08, 2022 | Purchasing a Home
Having a second home for weekend or summer escapes is a priority for many Americans. If you’re interested in buying a vacation home, here’s a quick guide to the essential steps: Determine If You are Buying a Second Home or a Rental Property Many people re
Sep 06, 2022 | Purchasing a Home